Skip to content

Financial Planning

Financial Planning

Layer 4

You work hard for a living and want to make sure your funds go as far as possible. Whether you’re nearing retirement age, already retired, or just starting a rewarding career, you may have financial goals you wish to achieve and might not be sure where to start. At AI Advisors, we aim to provide the guidance and support you need to get where you want to be, financially speaking. 

There are many essential qualities to look for in a reliable financial planner. A good financial planner commits to teaching you how to use your money effectively so you can make the most of it. Upon learning what you hope to gain and understanding your current financial state, our professional advisors will identify areas for improvement and devise solutions so that you can reach your goals as efficiently as possible. 

How Can a Financial Advisor Help Me Reach My Goals?

At AI Advisors, our mission is to help you preserve your wealth and set you up for financial independence. When you come to us for financial guidance, we will take into consideration your current income and any debts you may have to devise an action plan that will empower you to reach your goals. Our independent agents can help you determine:

  • What you need to do differently in your daily life to reach your goals
  • How much money you need to save to reach your goals
  • How much money you should have for an emergency fund
  • What types of retirement accounts you should use
  • What type of mortgage you should have
  • If you should pay off or refinance your mortgage
  • What kind of insurance you need and how much
  •  How to improve your tax situation
  • Whether you should downsize at any point in the plan
  • What an appropriate level of investment risk may be for you
  • The best way to pay off debt
  • And more!

By working with our agents, you can rest assured that you’ll be on your way to putting your money to work for you. We strive to do everything we can to keep you focused on where you want to go, advise you on how to get there, provide you with reasonable ways to get there, and remind you of the importance of being disciplined so you can succeed. 

Working with a financial planner is incomparable to toiling on your finances without any professional guidance or insight. When you rely on a financial advisor to navigate your finances and all of the opportunities available to you, you can save more money, do more with it, and gain peace of mind.

What to Look for in a Financial Planner

A financial planner should have competitive knowledge and education to help you get ahead. Our certified financial advisors understand the importance of keeping up with the industry and pursue continuing education to ensure you receive the most up-to-date advice. Additionally, our planners are attentive to our clients’ needs and understand that there is “no one size fits all” approach to financial planning. 

We are eager to learn your most ambitious goals, quell your most pressing money worries, and help you wring every drop out of life through effective financial planning. 

Retirement Planning

Retirement planning is an essential component of any strong financial plan. It is never too early or too late to start planning for retirement. At AI Advisors, we can help you calculate how much you need to save to have the equivalent of your income upon your departure from the workforce, plus other costs of living that may occur in retirement. The main points you need to know for effective retirement are:

  1. How much money you need to save
  2. Where you need to save it

You can save for retirement at the same time you grow your emergency fund, especially if you have an employer plan to match some of your contributions. The best place to start is usually with a 401(k) or 403(b); however, if that’s not available to you through your employer, you can trust us to help you find another avenue for saving for retirement.

Finding the right balance of investments, such as mutual funds, stocks, and bonds, is the key to a healthy retirement plan. We can also advise you on the ideal time to apply for Social Security benefits. Although you can start claiming these benefits as early as age 62, your benefits could increase if you delay claiming them. You can count on us to consider the “big picture” of your financial goals when advising you on the best approach to retirement.

Choose AI Advisors for Financial Peace of Mind

Are you ready to begin your journey to financial peace of mind? At AI Advisors, we’re prepared to build a lifelong relationship to protect your funds and turn your financial fantasies into reality. We understand the importance of knowing your current financial situation to making prudent decisions concerning your future financial condition. To schedule a consultation with an independent agent, call (800) 374-4858 or contact us. The sooner you reach out to us, the more your money can grow!

Have you met our team?

We have a wealth of experience in the financial services industry.